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ABOUT US Welcome to the Sarkari Yojana Alert (www.sarkariyojanaalert.com), Job, tech news portal, which is the website of Hindi/English government schemes. Friends, this website is dedicated to those wishing for a government scheme! Through this website, you will get detailed information about the schemes being released by Prime Minister Narendra Modi and other state chief ministers. Our aim is to give the list of schemes running and started (Sarkari Yojana) in all the states of the country.

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[SERB] National Post Doctoral Fellowship (N-PDF)-2021 [उत्तर प्रदेश ] जन्म प्रमाण पत्र ऑनलाइन आवेदन #STANDUP INDIA INITIATIVE #STANDUP INDIA LOGO #STANDUP INDIA NEW DELHI #STARTUP INDIA #STARTUP INDIA NEWSWOMEN ENTREPRENEURSHIP ADHARCARD ALLBOARD ANDHRA PRADESH ANDHRA PRADESH SARKARI YOJANA Apply Scholarship India 2021 Arunachal Pradesh Assam Sarkari Yojana BARC RECRUITMENTBARC BIHAR Bihar Board 12th Result 2021 Hindi | onlinebseb.in | 26 मार्च को जारी किया जाएगा Bihar Voter List Bolly4u Movie 2021 BPSSC CENTRALSCHEME Chhattisgarh Sarkari Yojana ddc DELHI Delhi District Court delhi GDS Education Essay forester Free Surgery Delhi private Hospital GK Global Pravasi Rishta Portal GOVT GRADE B Group c GUJARAT SARKARI YOJANA Haryana Sarkari Yojana Helpline Number india post Indian Army IOCL JCO Dharm Guru Recruitment Join Indian Army KISANYOJANA LIC Scholarship LIST OF INDIAN FESTIVALS MADHYA PRADESH NHM MADYAPRADESH MAHARASHTRA MHRD Scholarship 2021 Online Application Mission Bhagiratha In Hindi MP MP CHO MP NHM MSME चैंपियंस पोर्टल लॉगिन व MSME Registration Online N-PDF OFFICER GRADE B one One nation one ration card PM LOAN 2021 PM Wani Yojana PMFBY PMYOJANA2020 PMYOJANA2021 Pradhan Mantri Fasal Bima Yojana pradhan mantri rojgar yojana 2021 online REG Private Scholarship Punjab Sarkari Yojana Railway Rajasthan Rajasthan Cooperative Dairy Federation Ltd RBI RCDF RECRUITMENT 2021 Republic Day RESERVE BANK OF INDIA SARKARI YOJANA ARUNACHA PRADESH SarkariNukari Scholarship Story TECHNEWS Telangana UPPSC UPSC UTTAR PRADESH UTTARPRADESH WESTBANGAL केन्‍द्रीय बजट 2021-22 जीवन प्रमाण पत्र डाउनलोड प्रधानमंत्री रोजगार योजना 2021 बिहार मुख्यमंत्री उद्यमी योजना ऑनलाइन रजिस्ट्रेशन बीएआरसी भर्ती 2021 मध्य प्रदेश मुख्यमंत्री जनकल्याण अंतेष्टि योजना सरकारी जॉब्स सरकारी नौकरी

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Pradhan Mantri Suraksha Bima Yojana (PMSBY),PMSBY
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Pradhan Mantri Suraksha Bima Yojana (PMSBY)


Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government scheme launched on 8 May by PM Narendra Modi in Kolkata. This is an insurance scheme for accidental death that was first announced by Finance Minister Arun Jaitley during his 2015 Budget speech in February 2015. The Yojana of (PMSBY) provides an insurance policy to the people belonging to the underprivileged sections of the society.


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The scheme is administered by insurance companies from both the private and public sectors. Some of the benefits provided by the scheme are mentioned below

  • The Pradhan Mantri Suraksha Bima Yojana offers a life cover of Rs. 2 lakhs for one year to all its account holders. This life cover is provided in only 2 cases 1st accidental death and 2nd permanent disability.
  • A life cover of Rs. 1 lakh is provided to the beneficiary in case of partial disability.
  • This scheme can be available by any individual aged between 18 years to 70 years
  • In case of the death of the account holder, the benefits of the scheme can be availed by his/her nominee.
  • The scheme provides an annual premium of Rs. 12 per annum per member. This premium is auto-debited in one installment on or before 1st June of every year.
Eligibility for Pradhan Mantri Suraksha Bima Yojana Any individual must follow the below-mentioned criteria to be eligible for the Pradhan Mantri Suraksha Bima Yojana:

  • Any individual aged between 18 years to 70 years are eligible to apply for the PMSBY scheme.
  • He/she must have a bank account along with their phone number linked to the account.
  • The individual should submit their Aadhaar details while applying for the scheme. This Aadhaar details will be linked with their bank account.
  • If any individual has multiple bank accounts of one or different banks, then he/she will be eligible to join the scheme through one bank account only. In the case of a joint account, the scheme benefits can be availed by all the bank account holders.
In the case of an NRI beneficiary, the claim benefits will only be provided to the nominee in Indian currency. As per Pradhan Mantri Suraksha Bima Yojana, any accidental death, murder, or disability due to natural calamities is covered under this PMSBY scheme. Whereas any suicidal death is not covered under Pradhan Mantri Suraksha Bima Yojana. Also, the family members will not be provided with any benefits in case of suicidal deaths.

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